|
Deposit Rates
|
Interest Rates Current as of
July 14, 2008
|
|
Account Product
Name |
Minimum Opening
Deposit |
Minimum
Balance to Obtain
Annual Percentage Yield |
Interest Rate |
Annual
Percentage Yield |
|
Certificate of Deposit |
|
30 Days (a) |
$10,000.00 |
$10,000.00
(c) |
1.13% |
1.14% |
|
3 Months (a) |
$1,000.00 |
$1,000.00 (c) |
1.75% |
1.76% |
|
6 Months (a) |
$1,000.00 |
$1,000.00 (c) |
3.00% |
3.04% |
|
12 Months (a) |
$1,000.00 |
$1,000.00 (c) |
3.50% |
3.56% |
|
18 Months (a) |
$1,000.00 |
$1,000.00 (c) |
3.75% |
3.81% |
|
2 Year (a) |
$1,000.00 |
$1,000.00 (c) |
4.00% |
4.07% |
|
30 Months (a) |
$1,000.00 |
$1,000.00 (c) |
4.25% |
4.33% |
|
3 Year (a) |
$1,000.00 |
$1,000.00 (c) |
4.25% |
4.33% |
|
4 Year (a) |
$1,000.00 |
$1,000.00 (c) |
4.50% |
4.59% |
|
5 Year (a) |
$1,000.00 |
$1,000.00 (c) |
4.75% |
4.85% |
|
20 Month
Bump Up (a) |
$15,000.00 |
$15,000.00
(c) |
Not
offered at this time |
|
|
|
|
Individual Retirement Account |
|
1 Year (a) |
$1,000.00 |
$1,000.00 (c) |
3.50% |
3.56% |
|
2 Year (a) |
$1,000.00 |
$1,000.00 (c) |
4.00% |
4.07% |
|
5 Year (a) |
$1,000.00 |
$1,000.00 (c) |
4.75% |
4.85% |
|
|
|
Savings Account
(b)(d) |
$150.00 |
$150.00 (c) |
.50% |
.50% |
|
Now Account (b)(d) |
$150.00 |
$150.00 (c) |
.25% |
.25% |
|
Business Now
Account (b)(d) |
$150.00 |
$150.00 (c) |
.25% |
.25% |
|
Preferred Now
Account (b)(d) |
$150.00 |
$150.00 (c) |
.25% |
.25% |
|
Not-For-Profit(b)(d) |
$150.00 |
$150.00
(c) |
.25% |
.25% |
|
Checking With Interest
Account (b)(d) |
$150.00 |
|
|
|
|
Daily Balances of: |
|
up to $9,999.99 |
|
|
.25% |
.25% |
|
$10,000.00 -
$49,999.99 |
|
|
.37% |
.37% |
|
$50,000.00 -
$99,999.99 |
|
|
.50% |
.50% |
|
$100,000.00 and up |
|
|
.75% |
.75% |
|
Convenience
Checking (b)(d) |
$150.00 |
$150.00 (c) |
.25% |
.25% |
|
Lifetime Checking
Gold (b)(d) |
$150.00 |
$150.00 (c) |
.37% |
.37% |
|
Lifetime Checking Plus (b)(d) |
$150.00 |
$150.00
(c) |
|
|
|
Daily Balances of: |
|
|
|
|
|
up to $9,999.99 |
|
|
.50% |
.50% |
|
$10,000.00 -
$24,999.99 |
|
|
.75% |
.75% |
|
$25,000.00 and up |
|
|
1.00% |
1.00% |
|
Money Market
Account (b)(d) |
$500.00 |
$150.00 (c) |
1.00% |
1.01% |
Tiered Money
Market
Account (b)(d) |
$500.00 |
|
|
|
|
Daily Balances of: |
|
up to $9,999.99 |
|
|
.75% |
.75% |
|
$10,000.00 -
$49,999.99 |
|
|
1.00% |
1.00% |
|
$50,000.00 -
$74,999.99 |
|
|
1.00% |
1.00% |
|
$75,000.00 and up |
|
|
1.25% |
1.25% |
|
Business Money
Market Account (b)(d) |
$500.00 |
|
|
|
|
Daily Balances of: |
|
up to $9,999.99 |
|
|
.50% |
.50% |
|
$10,000.00 -
$49,999.99 |
|
|
.75% |
.75% |
|
$50,000.00 -
$74,999.99 |
|
|
2.50% |
2.53% |
|
$75,000.00 and up |
|
|
2.50% |
2.53% |
|
Super Money
Market
Account (b)(d) |
$10,000.00 |
|
|
|
|
Daily Balances of: |
|
up to $9,999.99 |
$10,000.00 |
$10,000.00 |
0.00% |
0.00% |
|
$10,000.00 -
$24,999.99 |
|
|
.75% |
.75% |
|
$25,000.00 -
$49,999.99 |
|
|
1.00% |
1.00% |
|
$50,000.00
- $99,000.00 |
|
|
1.12% |
1.13% |
|
$100,000.00 - $249,999.99 |
|
|
1.25% |
1.26% |
|
$250,000.00 and up |
|
|
1.50% |
1.51% |
(a) A
penalty may be imposed for early withdrawal.
(b) The interest rate and annual percentage
yield may change after account opening.
(c) Daily balance. The amount of the principal
in the account each day.
(d) Fees may reduce earnings on account. |
|
|
|
